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# Alberta Mortgage Brokers Association (AMBA): The Alberta Mortgage Brokers Association (AMBA) is the professional association and collective voice for the mortgage brokerage industry in Alberta. Since 1975, AMBA has served as the provincial provider of RECA-approved licensing education, professional development, and advocacy for mortgage brokers, ensuring the highest standards of ethics and professionalism in the Alberta real estate market.

## Sitemaps
[XML Sitemap](https://www.amba.ca/sitemap_index.xml): Includes all crawlable and indexable pages.

## Posts
- [National Financial Awareness Day: How Mortgage Brokers Help Albertans Budget for Homeownership](https://www.amba.ca/blog/national-financial-awareness-day-how-mortgage-brokers-help-albertans-budget-for-homeownership/): August 14 is National Financial Awareness Day, a timely reminder to check financial health, review budgets, and reassess long-term savings goals. For Alberta mortgage brokers, it is also an opportunity to guide clients through one of the most important financial planning conversations they will ever have: budgeting for homeownership. 
- [The Submission Note That Moves Your Deal Forward ](https://www.amba.ca/blog/the-submission-note-that-moves-your-deal-forward/): Every deal has a story. How clearly that story is told — and how quickly — often determines the pace of a review. 
- [Financial Freedom Starts with the Right Mortgage Conversation: Here’s Why](https://www.amba.ca/blog/financial-freedom-starts-with-the-right-mortgage-conversation-heres-why/): You likely celebrated Canada Day on July 1, but did you know it was also National Financial Freedom Day? While Canadians are enjoying the holiday, it's also an opportunity to reflect on what financial freedom really means and how mortgage brokers play an important role in helping clients achieve it. 
- [Mortgage Marketing by Season: How to Build Campaigns Around Real Home Buying Cycles](https://www.amba.ca/blog/mortgage-marketing-by-season-how-to-build-campaigns-around-real-home-buying-cycles/): Walk through any bank in Canada, and you'll see mortgage marketing that follows the calendar: tax-season refinancing offers, spring home-buying specials, and holiday-themed social media posts. But as an Alberta mortgage broker, your biggest advantage over the big banks is your ability to be more agile and strategic. While they market around holidays, you can market around intent.
- [Development Summit 2026: New Heights, Fresh Ideas, and a Day in Kananaskis](https://www.amba.ca/blog/development-summit-2026-new-heights-fresh-ideas-and-a-day-in-kananaskis/): AMBA’s 2026 Development Summit brought Alberta’s mortgage community together in Kananaskis for a full day of learning, connection, and fresh perspective.
- [AMBACelebrates 2026: A Night of Connection, Celebration, and Recognition](https://www.amba.ca/blog/ambacelebrates-2026-a-night-of-connection-celebration-and-recognition/): On June 8, the Alberta Mortgage Brokers Association community gathered in the breathtaking setting of the Pomeroy Kananaskis Mountain Lodge for an unforgettable evening at our annual AMBACelebrates Awards Gala.
- [June is Homeownership Month: Federal & Provincial Programs Helping First-Time Homebuyers in 2026](https://www.amba.ca/blog/june-is-homeownership-month-federal-provincial-programs-helping-first-time-homebuyers-in-2026/): June is National Homeownership Month, making it a timely opportunity for Alberta mortgage brokers to guide clients through the federal and provincial programs helping first-time homebuyers in 2026. 
- [What Award-Winning Private Lending Looks Like in 2026 ](https://www.amba.ca/blog/what-award-winning-private-lending-looks-like-in-2026/): What does excellence look like in private mortgage lending today — and why does it matter for brokers? The 2026 Private Lender Award of Excellence, presented at the Mortgage Awards of Excellence, offers a useful benchmark — and this year, Neighbourhood Holdings has been named the winner. The award recognizes a licensed, structured lender that demonstrates integrity, innovation, and a genuine commitment to the broker–borrower relationship. For brokers evaluating or working with alternative lenders, the criteria behind this award are worth understanding. 
- [May is Mental Health Awareness Month: 7 Tips for Mortgage Broker Wellness](https://www.amba.ca/blog/may-is-mental-health-awareness-month-7-tips-for-mortgage-broker-wellness/): May is Mental Health Awareness Month, making it the perfect opportunity to talk about wellness for mortgage professionals. 
- [You Don’t Need to Be an Ag Expert to Finance Ag Deals](https://www.amba.ca/blog/you-dont-need-to-be-an-ag-expert-to-finance-ag-deals/): For many brokers, agricultural lending sits in a category of its own. It is often seen as specialized, complex, and difficult to break into without firsthand industry experience.
- [A Look at Housing Affordability in 2026: Current Housing Cost Trends in Alberta](https://www.amba.ca/blog/a-look-at-housing-affordability-in-2026-current-housing-cost-trends-in-alberta/): Housing affordability is on everyone’s minds, making it the perfect time for Alberta mortgage brokers to lead informed conversations about the cost of homeownership in the areas they serve. It’s important to note that current housing cost trends in Alberta show a market that is not moving in the same direction across the province. Prices, inventory, rent, and borrowing costs are all shifting differently by region and property type, and that is exactly where broker advice becomes essential. 
- [Meet the 2026 Board of Directors Candidates](https://www.amba.ca/blog/meet-the-2026-board-of-directors-candidates/): AMBA is pleased to introduce the candidates to join the 2026 Board of Directors. Our Board plays a critical role in shaping the association’s strategic direction, advocating on behalf of Alberta’s mortgage broker community, and supporting a strong, sustainable industry.
- [Loan-to-Income Ratio: Why It Matters for Brokers and Their Clients ](https://www.amba.ca/blog/loan-to-income-ratio-why-it-matters-for-brokers-and-their-clients/): Understanding mortgage qualification metrics helps brokers guide clients effectively. One important factor lenders assess is the Loan-to-Income (LTI) ratio, which measures a borrower’s mortgage amount relative to their income. Understanding LTI can help brokers set realistic expectations and identify the right financing solutions for their clients. 
- [Announcing the 2026 AMBACelebrates Award Nominees](https://www.amba.ca/blog/announcing-the-2026-ambacelebrates-award-nominees/): The Alberta Mortgage Brokers Association is proud to celebrate the professionals, partners, and community leaders who are raising the bar for excellence in Alberta’s mortgage industry.
- [Fraud Prevention Month 2026: What mortgage fraud means for Alberta’s brokers, borrowers, and the housing industry](https://www.amba.ca/blog/fraud-prevention-month-2026-what-mortgage-fraud-means-for-albertas-brokers-borrowers-and-the-housing-industry/): Every March, Canadians recognize Fraud Prevention Month. This nationwide initiative helps people learn how to recognize, reject, and report fraud, with a strong focus on protecting both consumers and professionals. This message is especially relevant for Alberta’s mortgage industry, where fraud trends continue to evolve at a quick pace.
- [MCAP and Broker Partners Support Habitat for Humanity Canada](https://www.amba.ca/blog/mcap-and-broker-partners-support-habitat-for-humanity-canada/): Access to safe, affordable housing remains a growing challenge for many Canadians, including in Alberta. Rising housing costs, economic uncertainty, and limited housing supply have made homeownership increasingly out of reach for hard-working families across the province and the country.
- [How to Create Your Home Inventory](https://www.amba.ca/blog/how-to-create-your-home-inventory/): In partnership with Alberta Mortgage Brokers Association (AMBA), BrokerLink is proud to offer members exclusive insurance discounts on home and auto insurance.  
- [Eight Referral Sources that can Grow Your Ag-Lending Pipeline](https://www.amba.ca/blog/eight-referral-sources-that-can-grow-your-ag-lending-pipeline/): If you’ve worked with farmers before, you know: no two operations are the same—and neither are their financing needs.
- [Lending Laugh](https://www.amba.ca/blog/lending-laugh/): It’s been an exciting new chapter for us at Neighbourhood! With the recent acquisition of Fisgard Asset Management, two respected teams in the alternative lending space have come together under one roof. Having spent many years at Fisgard before joining Neighbourhood, I’ve seen firsthand how both teams value relationships, integrity, and learning from every deal — even the challenging ones.
- [Beyond the Numbers: The Appraiser’s Role in Mortgage Lending](https://www.amba.ca/blog/beyond-the-numbers-the-appraisers-role-in-mortgage-lending/): When Mortgage Brokers think about appraisals, the tendency is to view them as procedural requirements, compliance, risk management, and a report that ensures the transaction can move forward. In reality, an appraisal represents much more. It is an informed opinion of value grounded in methodology, market analysis, and professional judgment. For brokers, appreciating what appraisers actually do, and leveraging their expertise, can help strengthen client relationships, reinforce credibility, and minimize transactional risk.
- [Big Swings in Calgary: Highlights from AMBA’s 2025 Golf Tournament](https://www.amba.ca/blog/big-swings-in-calgary-highlights-from-ambas-2025-golf-tournament/): Blue Devil Golf Club came alive on Wednesday, August 27, as members, partners, and friends of the real estate industry gathered for AMBA’s annual Calgary Real Estate Industry Golf Tournament.​From the first tee shot to the last putt, the day was filled with sunshine, great golf, and even greater camaraderie. Laughter echoed across the course as teams mixed friendly competition with plenty of fun, proving once again why this tournament has become such a summer highlight.
- [The Importance of Appraisals in Canada’s Lending Market](https://www.amba.ca/blog/the-importance-of-appraisals-in-canadas-lending-market/): In Canada’s mortgage landscape, property appraisals play a central role in decision making and act as one of the most influential factors that is utilized. Whether dealing with banks, credit unions, or private lenders, appraisals serve as a critical tool for evaluating risk, safeguarding capital, and ensuring sound lending practices.
- [On the Green in Edmonton: Highlights from AMBA’s 2025 Golf Tournament](https://www.amba.ca/blog/on-the-green-in-edmonton-highlights-from-ambas-2025-golf-tournament/): The Quarry was buzzing on Wednesday, August 6, as golfers from across the industry teed off for a day of friendly competition, laughter, and community spirit at AMBA’s annual Edmonton Real Estate Industry Golf Tournament.
- [Five Tips for Best Practices for Lenders](https://www.amba.ca/blog/five-tips-for-best-practices-for-lenders/): Lenders are always asked for tips on structuring and how to best present a deal. Brokers want their deal to fund smoothly.
- [Honouring Our Past, Shaping Our Future: AMBA’s Brand Refresh](https://www.amba.ca/blog/honouring-our-past-shaping-our-future-ambas-brand-refresh/): As AMBA celebrates 50 years of serving Alberta’s mortgage industry, we’re proud to unveil a refreshed brand that reflects our legacy and our future. 
- [How Land Title Data can Help You Close Deals more Efficiently and Effectively](https://www.amba.ca/blog/how-land-title-data-can-help-you-close-deals-more-efficiently-and-effectively/): As a mortgage broker in Alberta, you know that even with diligent documentation and strong communication with clients, some deals can fall apart at the last minute due to undiscovered property issues, unexpected financial obligations, or discrepancies in ownership. This is where Land Titles data, as recorded in the land registry database, can be of help. With Land Titles information, mortgage brokers can uncover potential red flags early in the process, can help mitigate risk, and close more deals more efficiently. 
- [Celebrating 50 Years: 2025 Alberta Mortgage Conference Recap](https://www.amba.ca/blog/celebrating-50-years-2025-alberta-mortgage-conference-recap/): From insightful sessions to unforgettable celebrations, the 2025 Alberta Mortgage Conference was one for the books.
- [AMBA Chair, Faiz Khaku on Global News Morning](https://www.amba.ca/blog/amba-chair-faiz-khaku-on-global-news-morning/): In a recent segment on Global News Morning, AMBA Board Chair and Licensed Mortgage Broker Faiz Khaku discussed the highlights of the 2025 Alberta Mortgage Conference in Calgary—where AMBA marked its 50th anniversary.
- [AMBA Celebrates Excellence: Announcing Our 2025 Award Winners](https://www.amba.ca/blog/amba-celebrates-excellence-announcing-our-2025-award-winners/): The Alberta Mortgage Brokers Association proudly celebrated the outstanding achievements of our Members at the 2025 AMBACelebrates Awards Gala on June 3. Each year, these awards honour the individuals whose leadership, service, innovation, and dedication elevate Alberta’s mortgage ecosystem.
- [Deciphering your Insurance Policy](https://www.amba.ca/blog/deciphering-your-insurance-policy/): In partnership with Alberta Mortgage Brokers Association (AMBA), BrokerLink is proud to offer members exclusive insurance discounts on home and auto insurance.  
- [Honouring AMBA’s Volunteers: A Special Luncheon Celebration](https://www.amba.ca/blog/honouring-ambas-volunteers-a-special-luncheon-celebration/): On May 8, AMBA welcomed its dedicated volunteers to a special Volunteer Appreciation Luncheon at the Courtyard Calgary Airport Hotel. The event served as both a heartfelt thank-you and a celebration of the incredible contributions made by our Board, Committee, and Task Force members over the past year.
- [Navigating Alberta’s Dynamic Housing Market: Leveraging Business Development Managers for Alternative and Private Lending Solutions](https://www.amba.ca/blog/navigating-albertas-dynamic-housing-market-leveraging-business-development-managers-for-alternative-and-private-lending-solutions/): Alberta's housing market in early 2025 presents a landscape of both opportunity and complexity. The province has witnessed consistent price growth, with the average home price reaching $524,755 in March 2025, marking a 5.5% year-over-year increase. Major cities like Calgary and Edmonton have seen significant upticks, with Calgary's average home price rising to $639,458 (up 7.3%) and Edmonton’s climbing to $460,685 (up 9.4%). 
- [Building on Legacy: Introducing Your Newly Elected Board Directors](https://www.amba.ca/blog/building-on-legacy-introducing-your-newly-elected-board-directors/): AMBA Members, thank you. Your votes have helped shape the future of Alberta’s mortgage industry. We’re proud to introduce the newest leaders joining AMBA’s Board of Directors for the 2025–2026 term. These individuals exemplify dedication, professionalism, and a shared commitment to strengthening our community and advancing our strategic plan.
- [AMBA Chair on Global News “Ask the Expert”](https://www.amba.ca/blog/amba-chair-on-global-news-ask-the-expert/): In a recent Ask the Expert segment on Global News Morning, AMBA Board Chair and Licensed Mortgage Broker Faiz Khaku joined the conversation to break down how U.S. tariffs and interest rates are influencing Canada’s housing markets and mortgages.
- [How the Right Appraisal Firm Can Boost Your Mortgage Business](https://www.amba.ca/blog/how-the-right-appraisal-firm-can-boost-your-mortgage-business/): The mortgage industry is fast-paced and full of challenges, from strict regulations to ever-changing market conditions. As a mortgage broker, you know that every transaction depends on accurate appraisal valuations, timely processing, and happy clients. But did you know that the right appraisal firm can directly impact your success? A trusted appraisal partner doesn’t just help you close deals—it strengthens your reputation, ensures compliance, and keeps your business running smoothly. By choosing a reliable appraisal firm that lenders trust, you can streamline operations, reduce headaches, and set yourself up for long-term growth. 
- [The Important Role Mortgage Brokers Play in Mitigating Fraud](https://www.amba.ca/blog/the-important-role-mortgage-brokers-play-in-mitigating-fraud/): Fraud is an ongoing concern in the mortgage industry, posing risks to lenders, brokers, and consumers alike. As a mortgage agent or broker, protecting your business from fraudulent activities is not just a legal obligation but a crucial step in maintaining your reputation, reducing financial losses, and ensuring the integrity of the mortgage process. Mortgage brokers and agents play a critical role in mitigating fraud.
- [Important Update: Criminal Interest Rate Lowered to 35% – what it means for your brokerage](https://www.amba.ca/blog/important-update-criminal-interest-rate-lowered-to-35-what-it-means-for-your-brokerage/): Effective January 1, 2025, the Criminal Interest Rate has been lowered
- [Self-Employed Mortgage Options: Unlocking Opportunities](https://www.amba.ca/blog/self-employed-mortgage-options-unlocking-opportunities/): The number of self-employed Canadians remains stable, and with about 2.6 million self-employed people, you can bet some will be coming to you to help finance a mortgage. 
- [Why Alberta Mortgage Brokers Need an Alternatice Lending Partner](https://www.amba.ca/blog/why-alberta-mortgage-brokers-need-an-alternatice-lending-partner/): In today’s rapidly evolving market, having a diverse lending toolkit is essential for mortgage brokers. As the demand for alternative lending solutions continues to grow, brokers who partner with an alternative lender can offer critical flexibility to clients who may not fit the traditional mold. Here's why having an alternative lending partner is more important than ever.
- [Highlights from the 2024 Calgary Golf Turnament at The Hamptons](https://www.amba.ca/blog/highlights-from-the-2024-calgary-golf-turnament-at-the-hamptons/): On August 27th, bright and early, golf enthusiasts from across Calgary gathered at the stunning Hamptons Golf Course, a private gem that provided the perfect backdrop for a day of swings, slices, and plenty of laughs. ​The tournament was packed with excitement, from long drives to precision putts. A huge congratulations to all the contest winners of the day:
- [Swing into Action: Highlights from the 2024 Edmonton Gof Tournament](https://www.amba.ca/blog/swing-into-action-highlights-from-the-2024-edmonton-gof-tournament/): Bright and early (maybe a little too early for some of us), golf enthusiasts rolled out of bed, grabbed their clubs, and headed to The Quarry for a day packed with swings, slices, and plenty of laughs. But hey, who needs sleep when you’ve got a golf cart and a whole lot of friendly competition?
- [AMBA Celebrates Excellence: Announcing Our 2024 Award Winners](https://www.amba.ca/blog/amba-celebrates-excellence-announcing-our-2024-award-winners/): Every year, the AMBACelebrates Awards Gala brings our community together to recognize those who go above and beyond to support clients, uplift colleagues, and contribute to the strength of our industry. And in 2024, the celebration took on an unforgettable twist — with the event held in Edmonton during playoffs season, the gala seamlessly transformed into an enthusiastic watch party, adding an extra layer of excitement and camaraderie to the evening.
- [Strengthening Leadership: 2024-2025 Election Results](https://www.amba.ca/blog/strengthening-leadership-2024-2025-election-results/): The votes have been counted and the results are in! The Alberta Mortgage Brokers Association is proud to introduce your newest additions to the Board of Directors. These individuals bring a wealth of experience, expertise, and passion for advancing our industry, and we are excited to have them join the team. Thank you to all candidates who ran in this year’s Election and to all members who took the time to vote. 
- [Fraud-proof Your Success: Red Flags to Watch For in Today’s Market](https://www.amba.ca/blog/fraud-proof-your-success-red-flags-to-watch-for-in-todays-market/): March marks Fraud Prevention Month, and this year’s theme is “20 years of fighting fraud: from then to now.” This theme aims to help Canadians recognize how fraud has evolved over the years, from telemarketing and mail to social media and artificial intelligence.    In 2023, the top three most reported types of fraud were identity fraud, service fraud, and phishing, with the highest level of financial impact being investment scams - including mortgages.    As a mortgage professional, it's crucial to recognize the various forms of mortgage fraud in the industry. From housing fraud to title fraud, profit-driven schemes to foreclosure scams, each presents a significant threat to the integrity of the industry. Being aware of potential red flags is vital to protecting both your reputation and the financial well-being of your clients.  Common red flags to watch for: 
- [How Window and Door Replacements Can Affect Your Home Insurance Rates](https://www.amba.ca/blog/how-window-and-door-replacements-can-affect-your-home-insurance-rates/): Are you aware that your windows and doors can significantly influence your home insurance rates? Different brokers, real estate agents and window installation Edmonton experts say understanding the factors affecting your insurance premiums is crucial for homeowners or potential home buyers. So let's delve into the topic and discuss how upgrading your windows & doors can impact your home insurance rates.
- [Ready to take the next step in your career? AMBA’s Broker-Owner Course is now live](https://www.amba.ca/blog/ready-to-take-the-next-step-in-your-career-ambas-broker-owner-course-is-now-live/): We are proud to announce the launch of our Broker-Owner course. Designed for practicing mortgage professionals who are interested in starting their own brokerage, it is the first and only course of its kind approved by RECA. The Broker-Owner course is an advanced program that reviews key industry skills and introduces business concepts that will assist you as a future business owner and team leader. Topics covered include brokerage business models, risk management, employee agreements, legislative responsibilities, and so much more. If you are interested in becoming a broker-owner, you must have at least two years of experience as a mortgage licensee within the past five years and complete the course, its final exam and RECA’s exam. AMBA also offers two other courses: the Fundamentals of Mortgage Brokerage and the Practice of Mortgage Brokerage. Fundamentals is an introductory course that covers the basic topics that a mortgage broker needs to know, including key industry terminology, credit analysis, and understanding the market. Practice builds upon the concepts from Fundamentals, covering risk assessment, prepping a mortgage application, evaluating market trends, and more. These two courses are required to become a licensed mortgage broker in Alberta.
- [AMBA Celebrates Excellence: Announcing Our 2023 Award Winners](https://www.amba.ca/blog/amba-celebrates-excellence-announcing-our-2023-award-winners/): The 2023 AMBACelebrates Awards Gala marked a meaningful milestone for our association. Not only did we gather to honour the brokers, partners, and professionals who continue to strengthen Alberta’s mortgage community, but we also introduced a brand-new award — the Ryan Spence Volunteer Service Award — presented to its namesake in recognition of his dedication to the association, volunteering his time, resources, and expertise. It was a special moment that set the tone for an evening rooted in appreciation, connection, and pride in the work we do together.
- [How to Save on Your Insurance](https://www.amba.ca/blog/how-to-save-on-your-insurance/): BrokerLink Insurance offers Alberta Mortgage Brokers Association (AMBA) members exclusive discounts on personal home and auto insurance. We’re all looking for ways to be savvier about how we are spending our money these days. Whether it’s cutting back on eating out or looking at what household expenses could be shaved back a little, everyone is trying to keep some extra dollars in their wallet. If you’re trying to save money in different areas of your budget, it’s a good idea to also look over your insurance policies.
- [Broker Beware!](https://www.amba.ca/blog/broker-beware/): March is Fraud Prevention Month, and in recognition, we are reminding those that work in the mortgage industry about the crucial role they play in recognizing and preventing mortgage fraud. Earlier this year, regulatory experts Ryan DeLuca and Adam Feldman joined AMBA members for a virtual session on fraud and the mortgage industry, in which they emphasized the duty mortgage brokers have to their clients, as well as the public at large. “Mortgage brokers are not merely facilitators, moving documents from one party, the borrower, to another party, the lender,” says DeLuca. “Mortgage brokers are required to do their due diligence to protect their clients and the public from harm.” By keeping red flags in mind while working with clients, mortgage brokers can help flag potentially fraudulent activity. The Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) and RECA are both valuable resources for new suspicious activity to watch out for. However, DeLuca recommends when brokers come across a red flag to look at the circumstances as a whole to determine if the red flag is an indication of potential fraud. “You need to use your ‘Spidey’ senses and evaluate the red flag in relation to the rest of the transaction. Does something that is happening make the hairs on the back of your neck or your arms stand up? Does it feel wrong?” says Deluca.
- [Fire Safety](https://www.amba.ca/blog/fire-safety/): BrokerLink Insurance offers Alberta Mortgage Brokers Association (AMBA) members exclusive discounts on your personal home and auto insurance.

## Pages
- [Committees](https://www.amba.ca/committees/): AMBA’s committees play a vital role in strengthening our governance and shaping strategic decisions alongside the Board and the CEO. Serving on a committee is an opportunity to contribute to meaningful work, grow professionally, and help influence the future of Alberta’s mortgage industry.
- [Sponsorship](https://www.amba.ca/sponsorship/): Step into AMBA’s fifth decade of impact and growth with year-round opportunities to connect with a highly engaged audience of Alberta’s mortgage brokers and industry leaders. From signature events and professional development programs to new professional outreach initiatives and digital advertising options, we provide multiple ways to elevate your brand.
- [Advocacy](https://www.amba.ca/advocacy/): Strengthening Alberta’s Mortgage Industry through Representation, Relationships, and a Unified Voice.
- [Media](https://www.amba.ca/media/): The Alberta Mortgage Brokers Association (AMBA) is the provincial voice of Alberta’s licensed mortgage professionals, advancing the industry through advocacy, professional development, and community.
- [Job Board](https://www.amba.ca/job-board/): Join a community that’s shaping the future of Alberta’s mortgage industry.
- [Affinity Partners](https://www.amba.ca/affinity-partners/): Discover the power of your AMBA membership and unlock exclusive savings through our Affinity Program and MPC’s Member Benefits Program. Enjoy preferred pricing offered by our partners, tailored to enhance your business and personal needs.
- [Industry Guides and Tools](https://www.amba.ca/industry-guides-and-tools/): For Alberta mortgage brokers and mortgage industry professionals, staying informed is key to delivering exceptional service and maintaining compliance.
- [Board of Directors](https://www.amba.ca/board-of-directors/): AMBA’s Board of Directors provides strategic oversight, financial stewardship, and policy leadership to advance the interests of Alberta’s mortgage brokering profession and the communities we serve.
- [Awards](https://www.amba.ca/awards/): AMBACelebrates is an awards program recognizing the individuals that are driving progress and setting new standards in Alberta’s mortgage industry.
- [Cookie Policy (EU)](https://www.amba.ca/cookie-policy-eu/): Cookie Policy (EU)
- [Terms and conditions](https://www.amba.ca/terms-and-conditions/): Effective: March 5, 2026
- [Become a Member](https://www.amba.ca/become-a-member/): Join a community that’s shaping the future of Alberta’s mortgage industry.
- [Governance](https://www.amba.ca/governance/): Strengthening trust, transparency, and accountability in Alberta’s mortgage industry.
- [Who We Are](https://www.amba.ca/who-we-are/): The Alberta Mortgage Brokers Association is the only provincial organization dedicated to advancing Alberta’s licensed mortgage professionals through advocacy, professional development, and community.
- [Find a Broker](https://www.amba.ca/find-a-broker/): Looking for expert mortgage advice? Find a trusted mortgage broker in your area today.
- [Continuing Education](https://www.amba.ca/continuing-education/): Continuing your professional growth doesn’t have to be overwhelming. AMBA makes it simple by offering accredited continuing education courses and events designed to keep Alberta mortgage brokers informed, compliant, and ahead of industry trends. 
- [Upcoming Events](https://www.amba.ca/upcoming-events/): Connection is at the heart of a strong mortgage industry. AMBA events bring professionals across Alberta together to share insights and build relationships that support long-term success in the industry.
- [Get Licensed](https://www.amba.ca/get-licensed/): Your path to a successful career in mortgage brokering starts with AMBA! Now that you know how to become a mortgage broker, it's time to start studying!
- [Why Join AMBA](https://www.amba.ca/why-join-amba/): An AMBA membership gives you the tools to grow your career and visibility every day. Through a dedicated Member Portal, you gain access to a digital membership badge and ready-to-use social media graphics to showcase your affiliation with Alberta's leading mortgage association. Along with exclusive member content, guides, and updates, your membership also includes valuable resources such as free monthly webinars and our PCMLTFA template. 
- [Buying a Property](https://www.amba.ca/buying-a-property/): Finding the right mortgage broker doesn't need to be complicated. AMBA connects you with licensed, trusted professionals offering a personalized path to home and property ownership in Alberta.
- [Blog](https://www.amba.ca/blog/)
- [Home](https://www.amba.ca/): For over 50 years, the Alberta Mortgage Brokers Association (AMBA) has been the province's only organization dedicated to advancing and empowering Alberta's mortgage professionals through trusted advocacy, unmatched professional development, and a thriving community.
- [Contact](https://www.amba.ca/contact/): AMBA is here for you. Connect with us for support with membership, events, education, advocacy, or any questions you have about the mortgage industry. Our team is ready to help.
- [Sitemap](https://www.amba.ca/sitemap/): Sitemap PostsNational Financial Awareness Day: How Mortgage Brokers Help Albertans Budget for HomeownershipThe Submission Note That Moves Your Deal Forward Financial Freedom Starts with the Right Mortgage Conversation: Here’s WhyMortgage Marketing by Season: How to Build Campaigns Around Real Home Buying CyclesDevelopment Summit 2026: New Heights, Fresh Ideas, and a Day in KananaskisAMBACelebrates 2026: A Night of Connection, Celebration, and RecognitionJune is Homeownership Month: Federal & Provincial Programs Helping First-Time Homebuyers in 2026What Award-Winning Private Lending Looks Like in 2026 May is Mental Health Awareness Month: 7 Tips for Mortgage Broker WellnessYou Don’t Need to Be an Ag Expert to Finance Ag DealsA Look at Housing Affordability in 2026: Current Housing Cost Trends in AlbertaMeet the 2026 Board of Directors CandidatesLoan-to-Income Ratio: Why It Matters for Brokers and Their Clients Announcing the 2026 AMBACelebrates Award NomineesFraud Prevention Month 2026: What mortgage fraud means for Alberta's brokers, borrowers, and the housing industryMCAP and Broker Partners Support Habitat for Humanity CanadaHow to Create Your Home InventoryEight Referral Sources that can Grow Your Ag-Lending PipelineLending LaughBeyond the Numbers: The Appraiser’s Role in Mortgage LendingBig Swings in Calgary: Highlights from AMBA’s 2025 Golf TournamentThe Importance of Appraisals in Canada’s Lending MarketOn the Green in Edmonton: Highlights from AMBA’s 2025 Golf TournamentFive Tips for Best Practices for LendersHonouring Our Past, Shaping Our Future: AMBA’s Brand RefreshHow Land Title Data can Help You Close Deals more Efficiently and EffectivelyCelebrating 50 Years: 2025 Alberta Mortgage Conference RecapAMBA Chair, Faiz Khaku on Global News MorningAMBA Celebrates Excellence: Announcing Our 2025 Award WinnersDeciphering your Insurance PolicyHonouring AMBA’s Volunteers: A Special Luncheon CelebrationNavigating Alberta's Dynamic Housing Market: Leveraging Business Development Managers for Alternative and Private Lending SolutionsBuilding on Legacy: Introducing Your Newly Elected Board Directors2025 Award WinnersAMBA Chair on Global News “Ask the Expert”How the Right Appraisal Firm Can Boost Your Mortgage BusinessThe Important Role Mortgage Brokers Play in Mitigating FraudImportant Update: Criminal Interest Rate Lowered to 35% - what it means for your brokerageSelf-Employed Mortgage Options: Unlocking OpportunitiesWhy Alberta Mortgage Brokers Need an Alternatice Lending PartnerHighlights from the 2024 Calgary Golf Turnament at The HamptonsSwing into Action: Highlights from the 2024 Edmonton Gof Tournament2024 Award WinnersAMBA Celebrates Excellence: Announcing Our 2024 Award WinnersStrengthening Leadership: 2024-2025 Election ResultsFraud-proof Your Success: Red Flags to Watch For in Today’s MarketHow Window and Door Replacements Can Affect Your Home Insurance Rates2023 Award WinnersReady to take the next step in your career? AMBA’s Broker-Owner Course is now liveAMBA Celebrates Excellence: Announcing Our 2023 Award WinnersHow to Save on Your InsuranceBroker Beware!Fire SafetyMember Exclusive DiscountsEarly Payout PenaltiesBusiness Lessons Learned Rewarding Referral SourcesOvercoming the Challenge of ChangeHow to Read Body Language during Client Video MeetingsTime Management = Better BalancePagesCommitteesSponsorshipAdvocacyMediaJob BoardAffinity PartnersIndustry Guides and ToolsBoard of DirectorsAwardsCookie Policy (EU)Terms and conditionsBecome a MemberGovernanceWho We AreFind a BrokerContinuing EducationUpcoming EventsGet LicensedWhy Join AMBABuying a PropertyBlogHomeContactSitemapPrivacy
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## Team Members