Who is our target Mortgage Underwriter:
Our Underwriters are punctual, hard working, energetic team players with a minimum of 3 years experience in the residential mortgage business, alternative lending, construction and private financing space. Our underwriters have solid communication skills, they are creative problem solvers and quick to deliver results.
Key Roles of an Underwriting Position:
Minimum Qualifications:
This position is immediately required for fulfilment. If you do not meet the minimum requirements for this position, you will not be considered for the role. We appreciate all applications, but we will only contact successful candidates for interviews.
Our Underwriters are punctual, hard working, energetic team players with a minimum of 3 years experience in the residential mortgage business, alternative lending, construction and private financing space. Our underwriters have solid communication skills, they are creative problem solvers and quick to deliver results.
Key Roles of an Underwriting Position:
- Taking a new mortgage file from early qualification stages, to firm approval and then seeing the file through to funding
- Customer service focused and the ability to work between the mortgage broker, the lender and the client when necessary.
- Completing of all conditions required with our internal mortgage brokers and external partners/lenders in short order
- Tracking of committed and funded business along with pipeline management and funding ratios with our lending partners
- Communicating with our partners on a daily basis and maintaining positive working relationships.
- Communicating respectfully with our external partners, including home appraisers, lawyers, real estate agents and home builders.
- Staying informed and educated of all ongoing lending and industry guideline policy changes, RECA requirements, OFSI regulations, KYC and AML policies.
- Monitoring effective quality control and quality assurance in all applications received and committed.
Minimum Qualifications:
- Minimum of 3 years experience in mortgage lending, mortgage brokering or underwriting
- Experience with Alternative lending, private lending and construction financing considered an asset
- Licensed as an Alberta Mortgage agent is an asset but not mandatory
- Efficient in communication, Velocity, Microsoft and Excel
- Strong understanding of fulfilment and back-end document collection
- Able to effectively read credit bureaus, follow direction, collaborate on mortgage originations, deal tasking and a vast understanding of all residential guidelines.
This position is immediately required for fulfilment. If you do not meet the minimum requirements for this position, you will not be considered for the role. We appreciate all applications, but we will only contact successful candidates for interviews.
