As your Mortgage Broker, I will offer you impartial, convenient one stop shopping for all your mortgage needs and provide the guidance and expertise you need for an efficient closing, while keeping you informed every step of the way. I will listen to you to determine your mortgage needs and because I have immediate access to a large number of lenders, I do the shopping for you, saving you time, money and the frustration of making dozens of appointments with various banks. Over 70% of home buyers in the United States, Great Britain and Australia use the services of a mortgage broker, but only 35% in Canada.
Because I do not work for the bank, I am able to negotiate on your behalf with a number of different lenders who all want your business. However, rest assured that as a rule, there is no cost to you for my service, I am paid by the bank. While your bank will not tell you that another lender is offering a better product or rate, I will. I will ensure that you are entirely comfortable with the final decision and that you fully understand the rates, terms and payment plans available to you.
Recognizing that this may be a stressful and confusing time, I will strive to make it as seamless as possible. In other words, I’ll worry about the details so you don’t have to. It’s our No Sweat Mortgage Guarantee.
I have obtained my AMP designation (Accredited Mortgage Professional), am a member of the Alberta Mortgage Brokers Association (AMBA), the Canadian Association of Accredited Mortgage Professionals (CAAMP), am licenced and regulated by the Real Estate Council of Alberta (RECA) and am a Commissioner for Oaths for the Province of Alberta. I have over 25 years as a real estate paralegal in Calgary, so am able to transfer that extensive knowledge of the real estate industry to assist you through your mortgage and home buying experience.
I have successfully run my own small business for over 15 years and am an avid golfer, curler and when time permits, traveller. I am a certified international Luge Official (FIL) and have volunteered for both the Calgary and Salt Lake City Winter Olympics. I sat two terms on the Board of Directors for the Carstairs Golf Club.
Remember, shopping for a mortgage is like shopping for an iceberg – you initially only see 10%. I will look below the surface and ensure that you are matched with a mortgage that best suits your individual needs. Be it your first home, a vacation or rental property, renovations or equity take out for that special trip or event.
Providing a high level of personal service from beginning to end is my goal.